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Does closing an account hurt your credit?

While closing a savings or checking account won't affect your credit score, closing a credit card account can. Credit card accounts are regularly reported to the credit bureaus and factor into your credit score. There is a situation where closing a bank account could affect your credit score, in a bad way.

When to close a credit card?

the best time to make a payment is usually before your statement closing date or whenever your debt-to-credit ratio begins to climb too high." Rule: As holding several credit cards enhances the total credit available to any consumer, issuers will assess ...

Should you close a paid credit card or leave it open?

Some credit card issuers close credit cards that go unused for several months. To keep your account open, be sure to use it periodically. Make a small purchase on the card every three or four months and pay off the balance right away to keep it active and open.

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Risk warning: Digital asset trading is an emerging industry with bright prospects, but it also comes with huge risks as it is a new market. The risk is especially high in leveraged trading since leverage magnifies profits and amplifies risks at the same time. Please make sure you have a thorough understanding of the industry, the leveraged trading models, and the rules of trading before opening a position. Additionally, we strongly recommend that you identify your risk tolerance and only accept the risks you are willing to take. All trading involves risks, so you must be cautious when entering the market.

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